Wonderful Customer Service, Quick turn around time and super affordable.
Harleysville, PA
Life Happens on the Job.
Stay Protected When It Does.
Pen-Ex has been insuring real estate stagers, designers, organizers, architects, & engineers nationally since 1983. As an independent insurance agent, we customize your coverage to personally protect you and your business and grant you peace of mind.
Focus on what you love without worrying about what you don’t. Talk to one of our insurance agents today.
Read what satisfied customers have said about Pen-Ex
…specialized in policies for Home Staging and Design.
Harleysville, PA
Big thank you!!
Harleysville, PA
I chose Peninsula Excess Insurance Brokers, Inc, and as a member of Real Estate Staging Association…
Harleysville, PA
…confident that my requests/issues are handled quickly!
Berwyn, Pennsylvania
Select Your Insurance Coverage:
Interior Designer Insurance
Insurance that bundles coverages together for the most affordable & protective policy. Coverages include general liability, professional liability, auto, & others.
Home Staging Insurance
Coverage for your staging business that includes general liability, professional liability, auto, workers compensation, and more.
Professional Organizer Insurance
Insurance that keeps your business and personal assets safe. Coverage includes general liability, professional liability, auto, and others.
Architect Liability Insurance
Customized liability insurance that includes general liability, professional liability, auto, and other coverages.
Home Healthcare Insurance
Insurance that’s customized to protect your patients, employees, property, & more. Coverages include professional liability, general liability, & others.
Professional Engineer Insurance
Insurance that includes property, general liability, professional liability, auto, workers compensation, and other coverages. All policies have A/E endorsements.
What You Get When You’re Insured With PenEx
Since 1983, Pen-Ex has specialized in protecting professionals and not just writing generic policies. As an independent agent, we shop your coverage across top-rated national carriers to find the right fit at the right price.
- Decades of specialized experience insuring stagers, designers, organizers, architects, engineers, and home healthcare providers.
- Independent access to multiple A-rated insurance carriers, not just one.
- Fast and personal service to real agents who understand your industry’s risks.
- Bundled coverage options including general liability, professional liability, and auto in one policy.
- National coverage with local, responsive services.
FAQs For Professional Liability Insurance
Yes! All small business owners need their own insurance coverage, including home stagers, designers, and organizers. As a professional home stager, designer or organizer, you regularly work with expensive furniture, decorations, and antiques as well as freshly renovated homes. Many accidents can occur while on the job. Therefore, working with an insurance company that offers specialized coverage for home stagers, designers, and organizers better protects your business at an affordable price.
Yes, each state has different requirements for your agreement. If you’re unsure about what should be included or excluded from your agreement, SDOpro offers state specific agreements to all of our insureds at no additional cost. Our agreements are tailored with the specific provisions your state may require and are written with the aim of making it easy for the contract to be enforced and to be understood by your client. The contract uses, in states where enforceable, limitation of liability and other contractual defenses to insulate you from risk.
In case you are facing a loss related to property damages, here is what you can do:
- Report the loss to your insurance agent with the date of the loss and proper description of the loss as soon as possible
- Take photos and video of the damage as proof
- Keep a detailed record of all emergency expenses and temporary repairs. Additionally, separate the damaged items as your insurance company will want to inspect the damages.
- Make a detailed list of all the damaged property which should include their purchase details and original receipts if possible
- Get the estimates for the repairs and replacement of the damaged items.
*Note – In case of theft or vandalism, contact your police department immediately.
In the case of general liability claims, contact your insurance agent with the date, time, and detailed description of the incident. Also, ensure that you have the names and addresses of the injured party or the owners of the damaged property. You can also add the names and addresses of any witnesses for additional help.
First, make sure to mitigate potential risks. Have a lawyer review your contracts and require clients to sign and agree to these contracts before starting services. It is best to work with a risk management team that has experience in the home staging, interior design, and professional organizing fields. Second, get the proper insurance coverage for your business. Fill out our online form and get a competitive quote today!
Commercial Insurance Products Built Around Your Business
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