Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

How to Reduce the Risks of Being an Interior Designer

Interior design is an exciting and creative profession, but it comes with its share of challenges and risks. From managing client expectations to navigating legal and financial responsibilities, interior designers must proactively address these challenges to ensure career longevity and…
Interior design risks

How to Start an Interior Design Business in 10 Steps

The interior design industry is booming, fueled by home renovation shows and a growing desire for beautiful and functional living spaces. If you’ve ever dreamed of turning your passion for design into an Interior Design career, now is a great…
Interior design business

How To Start A Home Staging Business

Home staging is more than just arranging furniture—it’s an art and a science that can significantly impact how quickly a home sells and for how much. As real estate markets become more competitive, the demand for professional home staging services…
How to start a home staging business PenEx

Do Professional Organizers Need Insurance?

Yes, professional organizers should have business insurance to protect themselves and their businesses. While organizing client homes can be fulfilling, Accidents happen. A bumped vase, a scratched floorboard – even the most careful handling can result in client property damage.…
The Importance of Insurance Coverage

Can an Interior Designer Be Sued?

Can an interior designer be sued? Yes, an interior designer can be sued for a variety of reasons. Interior Designers face many challenges, from keeping clients satisfied to managing potential risks. Injury, damage to property, or accidental negligence can become…
Can an Interior Designer Be Sued?

Top 11 Challenges Interior Designers Face

While the profession of interior design may not strike one as a hazard-prone field, there are many risks and challenges that can pose a great threat to your business. Challenge 1: Projects Going Over Budget Every project is unique. Whether…
Top 11 Challenges Interior Designers Face

Planning Interior Design Budgets and How To Hire Help

Many twists and turns can occur when conducting a home interior design project for your client. Whether it’s restoring a kitchen, bathroom, bedroom or living room, the amount of planning that goes into each design depends on the type of…
Interior design budget

Do Interior Designers Need Insurance?

Many things can go wrong for interior designers, from going over budget to personal injury, property damage, and more. As such, interior designer insurance has several components which cover each of these risks. At a minimum, an interior designer should…
Insurance for Interior Designers

What is Interior Design Workers Compensation Insurance?

Interior design workers compensation insurance is a critical protection for your business. As an employer, you are liable for your employees’ and your own safety while on the job. Interior design workers compensation insurance will cover wages and medical costs…
Interior Designer decorating a living room

How to Start a Home-Based Professional Organizing Business?

Becoming a professional organizer can be a wonderful and rewarding career. Professional organizers help their clients declutter their homes, overcome the stress and anxiety associated with messiness, and provide tools to create structure and maintain order. For many people who…
professional organizing business

Is Virtual Furniture the Future of Home Staging?

As the housing market has steadily increased over the past several years, so has buyers’ use of online tools when shopping for their home. Digital photographs account for nearly 90% of home buyers’ first interaction and research of a home,…
virtual staging

What a Professional Organizer Should Expect in Their First Year

Do you find organizing a home a rewarding and satisfying experience? Then you should consider becoming a professional organizer either as a full-time or part-time career. Earning a living doing something that you find enjoyable is truly wonderful. If you’re…
What-a-Professional-Organizer-Should-Expect-in-Their-First-Year